Personal Accident Insurance
Personal Accident Insurance is an essential solution which protects individuals against injury, disability and loss of income.
- what's covered
Personal Accident Insurance provides financial protection for individuals who suffer an accidental injury that prevents them from working or results in permanent disability or death. It typically covers weekly income benefits during temporary disablement, lump sum payments for permanent impairment, accidental death benefits, medical and rehabilitation expenses (where applicable), and optional cover for business expenses, making it particularly valuable for self-employed individuals, business owners and contractors who may not be covered by workers’ compensation.
Personal Accident & Sickness Cover
If an injury or illness stops you working, your income shouldn’t stop with it. Personal Accident and Sickness Cover suits contractors, sole traders and business owners without access to sick leave, replacing a portion of your income while you’re unable to work.
When you need cover to get on site, we can move quickly, providing options that give you access to a cover note so you’re protected without waiting on the full policy to issue. You can choose protection while you’re at work, or cover that stays with you 24/7, so you’re covered whenever you need to be.
Please contact us for further details.